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If some of these concern you,
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 Ivon T. Hughes |
My name is Ivon T. Hughes and since they were introduced I have been helping people just like you to get RRIF quotes to get the best income for themselves and their families. |
When we receive your information, we will verify the facts with you and answer your questions. Do you want a RRIF with guaranteed interest rates? Or with investment funds? Or perhaps a mixture of the two?
BEST RRIF INTEREST RATES IN CANADA
RRIF interest rates as of May 07, 2008
RRIFs: 1 to 6 years Financial Institution Redeem-
ableMinimum
DepositTerm In Years 1 2 3 4 5 6 B2B Trust no 1,000 3.300 4.000 4.150 4.200 4.350 - BMO Bank of Montreal no 500 2.050 2.400 2.550 2.750 3.000 3.000 Bk Nova Scotia Mtg. Corp no 500 2.050 2.300 2.550 2.750 3.000 - CIBC no 500 2.050 2.300 2.550 2.750 3.000 - Caisses Desjardins no 500 2.100 2.350 2.600 2.900 3.150 - Canada Life yes 1,000 2.375 2.750 3.125 3.250 3.250 3.375 Cataract Savings & CU no 5,000 - - 4.000 4.150 4.400 - Concentra Financial no 5,000 2.050 2.300 2.550 2.750 3.000 - Desjardins Fin. Security yes 500 2.700 3.050 3.200 3.300 3.400 3.400 Effort Trust no 10,000 3.600 3.800 3.850 4.000 4.350 - Empire Life yes 10,000 2.500 2.500 2.750 3.000 3.125 3.250 Great-West Life yes 500 2.250 2.625 3.000 3.125 3.125 2.875 Home Trust Company no 10,000 3.750 4.050 4.200 4.350 4.500 - Key Savings + Credit U. no 1,000 2.050 2.300 2.550 2.750 3.000 - Lambton Financial C.U. no 5,000 3.050 3.150 3.350 3.500 3.650 - Laurentian Bank Canada no 500 2.100 2.350 2.600 2.900 3.150 - London Life yes 10,000 2.000 2.250 2.625 2.875 2.875 - Manulife Investments yes 5,000 3.100 3.150 3.650 3.750 3.850 3.850 National Bank yes 500 2.100 2.350 2.600 2.900 3.150 3.250 Ontario Civil Service CU no 20,000 3.050 - - - - - PACE Savings & Credit Un no 1,000 2.050 2.300 2.550 2.750 3.000 - Parama Credit Union no 1,000 3.500 3.850 4.250 4.500 4.600 - Royal Bank of Canada no 1,000 2.050 2.150 2.400 2.600 2.800 - Servus Credit Union no 5,000 2.100 2.350 2.600 2.800 3.050 - So-Use Credit Union no 100 3.200 3.300 3.300 3.450 3.450 - Standard Life yes 25,000 2.625 2.725 2.875 3.025 3.400 3.400 TD Canada Trust no 500 2.050 2.300 2.550 2.750 3.000 - Transamerica Life Canada yes 1,000 1.450 1.650 1.950 2.200 2.400 - Virtual One Credit Union no 500 3.450 3.550 3.650 3.650 3.650 - Windsor Family C.U. no 500 2.250 2.500 2.750 2.950 3.200 - Your Credit Union no 500 3.150 3.250 3.400 3.500 3.750 -
Source: Cannex
VIDEO: What is a RRIF?
VIDEO: Should I Buy A Life Annuity or a RRIF?
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RRIF
TESTIMONIAL "I have known Ivon Hughes for about 20 years. He arranged a portfolio for me in annuities. Our relationship has been a wonderful one. Mr. Hughes is a straight shooter and knows his business." Dr. M.A. Gold, Jewish General Hospital - Quebec, Canada |
For most people, the purchases of a RRIF will be the most important after the purchase of a house. But is really more important than that house purchase. This is the last large amount of money you will have to guarantee you your lifestyle.
RRIFs are popular because a RRIF is like a continuation of your RRSP. You continue to direct how you invest your funds but the RRIF pays money out at an increasing rate each year.
You do not want to get this wrong. Everyday there is a new horror or story in the newspaper of people making a foolish investment. Don't be one of them!
And avoid going to an advisor who can only sell you 1 or 2 company products. You need FULL CHOICE so that you can make the best decisions as to which company should handle your investments. All the companies boast about their own products and speak of their "advisor who will help you." They may "help you" but they won't tell you what the competition is offering: WE WILL!
Click to our main site for Quotes and More Information
TESTIMONIAL
"I would just like to take this moment thank you for the exceptional service you have provided me and my husband. You have proven to be efficient and always available to deal with issues or answer question. Thank you once again."
V. & R. Davis - Ontario, CanadaRemember that this is a very important decision and you must have all the facts to make a proper decision for yourself and your family.
TESTIMONIAL " For the past two years Mr. Ivon Hughes has provided me with outstanding service and counsel in helping to identify and obtain the appropriate type and amount of life insurance to suit my financial needs and family circumstances. His professional, courteous demeanor, and breadth of insurance knowledge has made him a pleasure to deal with. I commend him to you for your insurance requirements." |
Everyone wants the HIGHEST POSSIBLE INCOME. And the only way to do that is to compare the products and investments offered by each company.
P.S.: To find out the advantages of RRIF's, download our free brochure.
P.P.S.: You can also get some information on Life Annuities.
P.P.P.S.: You will be able to receive an Investor Profile from 6 leading life insurance companies when you submit the form. These will help you decide where and how to invest your money.
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